Observations for the study and research of a new well-being.

1° Chapter - A look at the global panorama.

1 ° A. If we take a panoramic look at global civilization and exchange systems, we observe that the ways of thinking, the strategies and the economic systems that made the industrial era possible have also fueled the myriad of crises that are everywhere around us: a great financial instability, the disintegration of the community, increasing disparities of wealth, wars for resources. Side effects that involve the vast majority of people, compared to benefits reserved for a few.

 1 ° B. We see the nature mocked and depleted, populations driven to migrations, wars and guerrillas everywhere. In the management of the whole, there is not the least consideration of the local communities and even less of the people. We notice that the multiple development activities expressed have not yet managed to reach the goal of widespread prosperity.

 1 ° C. Humanity is in a critical juncture. "Civilization needs a new operating system", the socio-economic rules within which we operate have been created according to a vision of the world that does not identify the earth as a living system and does not recognize that every form of life has its value and purpose in supporting the surrounding life. We have inadvertently damaged ourselves and our interests and endangered our and our children's future.

 1 ° D. Our food, energy, health, education, economic and financial systems tend to weaken, compress and limit ourselves with ever stronger signs. If we look for the origins and roots of these collateral effects produced by this civilization in the global panorama, we find that the restrictive aspects in which we live are determined by the aims and objectives given to that concept, to that beautiful invention which is money. through a system and monetary systems that have deteriorated over time, channeling themselves into the spiral of speculation.

2° Chapter - We can face, stem, the side effects  of this system?

 2 ° A. From the self-destructive situation of current systems we can obtain solicitation to move towards a greater and more in-depth understanding of reality, to seek out and discover and realize new lifestyles. With great commitment we can and must define new rules and systems that push us to realize a new widespread and balanced welfare (welfare), a better quality of life. We are urged to use our creativity and our resources to build together solutions for an important social improvement.

 2 °  B. How can we improve the course of things? How can we act to safeguard ourselves from the slope in which our world is slipping? Good news there are; associations, movements, community initiatives, non-profit companies, governments working on these issues are multiplying in the world. Many experiments are being carried out on every continent, and there have already been many success stories to inspire. There is no lack of creativity or good intentions, to create adequate social models.

 2 ° C. Is there a more effective objective on which to direct all the creativity and energy unleashed by our current difficult situation? My answer is 'Yes', but only if we begin to pay attention to that beautiful invention which is the yardstick that we call money. Returning it to the table of our work, recovering its vital creativity and its original concept.

 2 ° D. Yes, today it is possible to overcome the stiffenings and taboos, the contradictions and the collateral effects that the monetary system restricted to the sole speculative end has produced. Yes, it is possible to reduce the side effects: we can rediscover and cultivate behaviors in solidarity and keep adequately updated on the monetary systems and the technological developments of support.

3°  Chapter.  Re-orientate, give new purposes to the monetary system.

3 ° A. The most discouraging difficulty often revolves around money: How we find the money needed to transform our energy, food and health infrastructures, to eliminate poverty, to promote solidarity rights, create jobs, clean up the environment, and ensure that people have their own access to the home, adequate education and paid work.

3 ° B. We can ask ourselves why the lack of money atrophy our efforts and our initiatives when instead we live in a world where there is an abundance of things that could be done or need to be done, and as many people who would like them do? The answer to this question has to do with the characteristics and purposes of the type of money we use in our monetary system, which is the source of the scarcity so many people have experienced and is the root of a great number of problems.

 3 ° C. Our monetary system has also been instrumental to the objectives pursued so far. It is badly structured, over time it has degenerated considerably, it is not designed to help us solve the socio-economic and ecological existential challenges facing us today.

 3 ° D. With a look at the global scene we have seen the side effects of our monetary system that is critical in solving the challenges of our times and the issues we all hold dear. Monetary diversification is as important as bio-diversity is for humanity and the destiny of the earth.

 3 ° E. Around the world, a number of governments, businesses and communities have successfully tested over the years, different monetary systems, and with great results. Now technology helps us on all fronts. We have at our disposal all the technological tools to create a monetary system to reduce poverty, clean up, regenerate the environment, and give access to rewarding work, to housing, to the right to study and to health.

 3 ° F. A world of sustainable abundance is indeed possible, but only if we have the will to give purpose to our monetary system so that we can begin to liberate what is the true human richness: our energy, our creativity, the our capacity for solidarity. Would you do me the courtesy to join me to build this opportunity? Our children's tomorrow and the future of this extraordinary planet are at stake.

4°  Chapter - Elements underlying the current monetary system.

 4 ° A. Our modern monetary systems have in common the fact of being a "national" monopoly imposed by governments on a single type of money, created by central banks and lent to positive interest rates, which is naturally or artificially kept scarce as if it were a product to safeguard the market. Although these particular characteristics of our monetary system have allowed the accumulation of capital that made industrialization possible during the modern era, they have also caused a number of hidden subtle side effects but far-reaching.

 4 ° B. The use of positive interest is strongly responsible for: (1) directing the short and long-term mentality towards speculative economic decisions; (2) to condition the incessant urgency of economic growth that fuels hyper-consumerism; (3) increasing increasing inequities and social inequalities; (4) soliciting greed with rampant individual or organized delinquent actions that regularly go to the front page of our media; (5) favor the weakening of the community with the erosion of social ties; (6) push oppositions to a view of narrow and temporary rather than general and broad-ranging interests; (7) to demolish the complexity of man in order to reduce it to a simple consumer.

 4 ° C. A very broad overview of characters and economists of different backgrounds described, explained and statistically exposed how the purpose of coins with positive speculative interest distorted the free market competition, erode the quantity and quality of services and favor few people, pushing into scarcity and poverty many.

 4 ° D. The monetary system, with the monopolistic use of coins of positive interest with speculative drift, were created and implemented for certain purposes but not for others. The underlying purpose of the Euro is to balance facilitating and favoring international trade flows linked to globalization and raw materials and is complementary to other conventional international currencies, (US dollar, British pound, Japanese yen, Chinese yuan) but not facilitated it adequately fosters the flows within each type of minor community present within the state that recognizes trust in the purposes of the Euro.

 4 ° E. The Euro is part of the coin spectrum, which internationally can carry out and complete the scope of complementarity with those levels of globality. In reality more circumscribed and close to us the model is the same, locally the Euro does not satisfy certain needs (as if the aims of a single currency were globally) and takes over the need to achieve equilibrium and adequate exchange flows with specific purposes and joint purposes.

 4 ° F. Our monetary system, the one that rotates closer to us, the local one, within the global one; does not present any complementarity. As a result, the euro is not able to solve the problem of poverty because it is not its purpose, rather it hinders and holds our creative energies, and keeps us trapped in a world of scarcity and suffering, when instead we have the actual possibility of achieving specific goals in the economic reality close to us, a reality very different from the global one. We can realize in our smaller, local realities, specific purposes with a complementary monetary system based on credit.

5°  Chapter - Open ourselves to the culture of monetary systems. The health of man and the planet is determined by the monetary system.

 5 °  A. We can use a biological parallelism. How would a cell live in a favorable or hostile culture? And who is determining that hostile or favorable field? How would a body survive if it were decided that all blood should go to the brain or the liver? or that certain organs are sprayed with blood only under certain conditions? All blood (dollars, euros, etc.) is sent to specific organs that are supplied while others (communities and regions) are often starved to death. Something like this is happening to our economy.

 5 ° B. In a biology experiment, in a cell culture field where unfavorable conditions are created, the cells struggle to resist some time then die. In society as in a cell culture field where the distribution of energy is managed by an unfavorable monetary system, controlled by a handful of financial institutions, there is the potential situation of producing a decay of the same civilization.

 5 ° C. Exclusive monetary management must be appropriately balanced by diversified currencies. The adoption of complementary currencies is as important for human survival as bio-diversity is for the fate of the earth. This is not a metaphor. Monetary systems share the need for greater diversity and inter-connectivity with natural ecosystems.

 5 °  D. To improve the balance and favor survivals, we need to actively support the circulation of different currencies for different purposes. To promote a more favorable and healthy monetary system, starting from local areas, it is necessary to use exchange systems with well-defined characteristics and purposes: 1) a complementary solidarity currency owned by those who have it, with work, really created ; 2) a credit currency designed to offset the effects of the lack of conventional currency during periods of economic crisis; 3) a local community currency to give solution to specific social problems and to favor the circulation of exchanges; 4) a currency that excludes speculation on it, so as not to harm anyone; 5) a complementary coin that is born and operates locally to expand or contract as needed.

 5 °  E. Review the agreements. Most of the rules and agreements we have around money were created in a time that was quite different from ours. As a result, these agreements are badly structured to render good service to the well-being and serenity that today the population requires.

 5 °  F. As long as our monetary system remains an unknown system, very little visible, we will remain unable to balance its strong influence on the way we think and act. As soon as we acquire greater cultural openness and monetary literacy, we can begin to examine the nature and implications of monetary agreements in which we unconsciously participate. We can begin to identify the agreements and the rules that can effectively help to meet the needs of our times, and thus start to create a new season of virtuous behavior that we all hope for.

6° Chapter - That beautiful invention that is money, visible and invisible force. We gave it to third parties with confidence. Our trust has been disregarded. It is time to get interested, understand and make visible with awareness that this beautiful invention is ours.

 6 ° A. Just as docks and dams on rivers determine the points where water is encouraged or deterred to flow, our monetary system or current currency determines the directions in which human energies are encouraged or deterred to go . Since the dawn of time, the monetary system has shaped the flow of human activity in every field of application (food production, education, health, business, etc.) determining the way in which we evaluate, apply and exchange our creativity, and the fruits of our work. For this reason money and management systems are the most influential and conditioning levers, they are the favorable or unfavorable "field" created by the man himself. A more real and supportive "field" supports and generates energies favorable solicitations.

6 ° B. Most of the communities and organizations working to create a sustainable world are painfully conditioned by access to money. The primary bottleneck that strangles their efforts. There is not enough availability: for the services to which we aspire and we need, to build environments for adequate education, environments to control and improve health, for the creation of rewarding jobs, the elimination of unemployment and poverty, for the reduction of damage to the environment and actions for its recovery.

6 ° C. The very little information and the apparent negative or positive totems achieved over time by all power around that beautiful invention that is money, have conditioned and led most people to accept money as totems not to be addressed, or promoted fiduciary attitudes not to investigate and dissuade any curiosity aimed at understanding.

6 ° D. Reappropriamoci curiosity for the understanding of: (a) What is money, (b) Who is created? (c) Fractional System? (d) What creates the fractional system? (e) Is money produced by work? (f) Is money produced by speculation? (g) How does the monetary system create a field that atrophy every aspiration for new well-being? (h) How could the monetary system favor the creation of a "favorable" and vital "field"? (i) Debt monetary system? (l) Credit monetary system? (m) Is money really owned by the state that is ours? or third-party? (N) Monetary sovereignty? different historical moments different sovereignties? (o) Which elements of strength lead to decisions for certain purposes rather than others? (p) Which people are behind what strength centers? (q) for which inattention, for which disregarded fiducie, we find ourselves having to recover that beautiful invention that is money? (r) How does financial speculation corrupt the free market? A thousand other questions can be posed, you can ask, indulging in creativity to discover know and in solidarity work to build, in a complementary way, a new well-being.

 6 ° E. It does not seem appropriate to favor the conscious or unconscious self-destructive forces put in place by third parties, let alone destroy what we have been able to do so far, despite the speculative monetary distortions. Several civilizations have been decayed because of the monetary exchange system. Historical research and system effects show that different types of coins (monetary systems) encourage or dissuade their accumulation or speculation on them. Some coins induce competition while others encourage collaboration, and thus strengthen or weaken community bonds. They determine personal and entrepreneurial choices, and produce favorable or unfavorable fields of action with the advantages or disadvantages determined by the conventionally accepted and / or imposed rules.

 6 ° F. If I devote myself to the search for monetary systems and seek solutions for a more widespread welfare, a new welfar, it is because of the mature belief that our monetary system plays a critical role in causing the restrictions in which we are debating, and the speculative degeneration interferes continuously with our efforts to resolve them. Relevant importance, indeed fundamental, is the historical study of the systems and of our current monetary system. Ignorance blocks and constrains our creative energies, keeps us trapped in a world of scarcity and suffering, when we have the ability to create a better reality by letting our energies move freely within knowledge. The time has come to know how to leverage our possibilities and resources to overcome current challenges and create a world of sustainable abundance, based on the real economy, our creative energy, our highest conception of human wealth.

                                                                                                                May 2016

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